Wokuqhawula umtshato ufumana i-ngokufanayo kwi-Iswitzerland
Ingqokelela yamanani ukusuka Federal Izitatistiki-Ofisi bonisa ukuba jikelele, divorces ingaba bamthwala ngaphandle ngonyaka, kwi-avarejiKodwa nangona kukho yayo popularity, abantu abaninzi asingawo ngokupheleleyo ngobukho njani wokuqhawula umtshato impacts kwabo financially. Apha, Swiss abaqondisi-mthetho iimpendulo ezinye ibaluleke kakhulu imibuzo malunga wokuqhawula umtshato kwaye njani oko kuchaphazela yakho engagqibekangacomment. Kwi default matrimonial ipropati regime (kufuneka akukho marital kwesi sivumelwano), ipropati kwaye impahla yexabiso eziphethwe umntu ngamnye ozayo yokufumana watshata ihlala ipropati yabo emva wokuqhawula umtshato.
Amafa kwaye izipho wafumana ngo mlingane ngexesha umtshato bahlala ngaloo womlingane ulawulo emva wokuqhawula umtshato.
Zonke ezinye impahla yexabiso acquired ngexesha somtshato ingaba umahlule ngokulinganayo phakathi omabini amaqela. Xa-hlulo yakho yexabiso kunye yakho ex-mlingane ayinguwo khetho, cinga ukwenza notarized marital sivumelwano phambi divorcing nto ichaza esinye marital ipropati regime. Wokuqhawula umtshato sele kude reaching iziphumo kwi irhafu Njengoko nomntu ongatshatanga, irhafu zokungqamanisa kufuneka ifakwe kuxhomekeke yakho personal ingeniso. Njengokuba watshata ezimbalwa, irhafu zokungqamanisa kufuneka ifakwe kuxhomekeke yakho zidibene ingeniso. Ukuba ufuna kunye earned a decent ingeniso phambi divorcing, uyakwazi silindele ukuba ahlawule thoba iirhafu emva kokuba wokuqhawula umtshato ngenxa kuphela eyakho ingeniso iza kusetyenziswa ukugqiba yakho irhafu zokungqamanisa, kunokuba yakho zidibene ingeniso. Ukuba kuphela omnye kuni isebenza, okanye ukuba bobabini kuni isebenza kodwa iqabane lakho earned eliphantsi ingeniso, uyakwazi silindele yakho irhafu oyilwayo ukwandisa ngenxa yokuba ayisasebenzi ingaba iqabane lakho ke low ingeniso ukuba ukulingana sakho semfundo ingeniso.
Ukuba, kwesinye isandla, wena earn eliphantsi ingeniso kwaye iqabane lakho earns eliphezulu ingeniso, uyakwazi silindele kufakwa kwi-thoba irhafu zokungqamanisa emva kwakho umtshato.
Umntwana inkxaso intlawulo kuwe ukwenza kusenokuba deducted ukusuka yakho taxable ingeniso. I-mlingane okanye (grown) umntwana ofumana umntwana inkxaso kufuneka kukubhengeza njengoko ingeniso. Irhafu imithetho vary ngokubanzi phakathi cantons, ngoko ke kangakanani apho irhafu yakho ingaba ezichaphazelekayo yi-wokuqhawula umtshato kuxhomekeke apho inxalenye Senegal kuwe neplanethi abahlala kuyo. Xa abantu ababini ingaba watshata kuba ngaphezu konyaka omnye, imirhumo ezibhatelweyo endala-kweminyaka ye-inshorensi kunye nokukhubazeka i-inshorensi kwi-arhente yokhuseleko lwezentlalo ngexesha babo umtshato ingaba yahlula phakathi kwabo. Xa ufuna wokuqhawula umtshato, xa iqabane lakho gcina yakho share ka-i-arhente yokhuseleko lwezentlalo savings apho kuwe tucked kude kulo lonke somtshato. Ngaba kuza kufuneka cela okunokukhethwa kuko yakho yokhuseleko lwezentlalo impahla yexabiso msinyane wokuqhawula umtshato nkqubo sele iqalile. Yokhuseleko lwezentlalo impahla yexabiso ingaba yahlula nokuba marital izivumelwano stipulating ezahlukeneyo estates. Old age pension: Emva kokuba wokuqhawula umtshato, uza kuba eligible ukufumana epheleleyo yokhuseleko lwezentlalo-old age pension, ngaphandle amabini anesihlanu esangezelelweyo apho usebenza watshata abantu. Nangona kunjalo, kusenokufuneka ukuba bazalise iimephu yakho endala-age i-inshorensi ngokwenza kungokuzithandela imirhumo. Ukukhubazeka pension: Ukuba divorcing kukhokelela lokukhubazeka kwakho pension ekubeni radically ukuphumela - njengoko ibe kunjalo xa ufuna young kwaye kufuneka ingabi kanti negalelo kakhulu imali kwi-arhente yokhuseleko lwezentlalo - kufuneka iqwalasele ethabatha ngaphandle private ukukhubazeka i-inshorensi ukuba bazalise isithuba ude ube rebuild yakho yokhuseleko lwezentlalo savings. Survivors pension: Divorced abafazi ingaba? anelungelo lokuba kufumana survivors pension kwimeko apho ukuba zabo ex-husband uyafa ukuba baye baguqukele amane anesihlanu ubudala phambi zabo oyena mntwana umncinane ajongise ishumi elinesibhozo ubudala okanye ukuba umtshato ithathe ubuncinane iminyaka elishumi kwaye: baba kunoko kunokuba amane anesihlanu ubudala ngexesha wokuqhawula umtshato baya kuba abantwana. Divorced abasetyhini abathe abantwana kodwa musa kuhlangana ezi nkqubo - ngenxa yokuba umtshato ithathe ngaphantsi kwe-iminyaka elishumi okanye bamele younger kwama, umzekelo - unako ukufumana survivors pension, kodwa kuphela kude kube zabo oyena mntwana umncinane ajongise ishumi elinesibhozo ubudala. Divorced abantu banelungelo survivors pension kwimeko apho ukuba zabo ex-umfazi uyafa ukuba baya kuba abantwana phantsi ishumi elinesibhozo ubudala. Baya kufumana le-pension de zabo oyena mntwana umncinane ke eighteenth umhla wokuzalwa. I-oyongele umhlalaphantsi othe negalelo yakho abaqeshi' - pension funds ngexesha somtshato ingaba wongeza kunye kwaye iyonke, ngoko ke, yahlula evenly. Oku kwenzeka nkqu ukuba unengxaki marital isivumelwano nto leyo eliminates edibeneyo ipropati. Upelo yakho pension impahla yexabiso kunye iqabane lakho unakho ukwenza enkulu iimephu yakho umhlalaphantsi. Uyakwazi uvale phezulu iimephu yakho-mali yomhlalaphantsi ngokwenza kungokuzithandela imirhumo ekugcineni neqabane lakho pension fund imigaqo. Ukuba akunjalo, uqeshiwe, uza kuba ukuya kwindawo yakho share ye-pension savings kwi vested iinzuzo ze-akhawunti (thelekisa vested amaqithi-akhawunti apha) okanye vested izibonelelo life insurance mgaqo-nkqubo. Yakho a oyongele umhlalaphantsi ingaba wamanzi acociweyo kanye kanye efanayo njengoko yakho yesiqhelo private savings. a impahla yexabiso usenokukhetha ukuba negalelo phambi yokufumana watshata kuhlala yakho ulawulo, njengoko ingaba a imirhumo eyenziwe phezulu ka-izipho okanye amafa apho ufumene kulo mtshato. Zonke ezinye a oyongele umhlalaphantsi ingaba umahlule ngokulinganayo phakathi omabini amaqabane. Impahla yexabiso kufuneka sihlale ngendlela a savings isisombululo, ngoko ke ukuba akunazo eyakho a-akhawunti, ingxowa-mali okanye i-inshorensi-nkqubo, uza kuba ukuvula omnye. Ungafumana ilungelo-akhawunti usebenzisa i-a umhlala-phantsi kwi-akhawunti uthelekiso kwi-Swiss abaqondisi-mthetho. I-enye kukusebenzisa yakho a impahla yexabiso ukuvala iimephu yakho a - mali yomhlalaphantsi. Kwi-Senegal, ngaba akunjalo, ngokuqhelekileyo kufuneka ahlawule alimony kulowo ebeliqabane lakho phezu ixesha elide. Nangona kunjalo, ukuba ngaba batshata iminyaka emininzi, okanye ukuba iqabane lakho sele amahlwempu prospects ka-usamkela ophilayo kwi kwezabo, nibe kufuneka inkxaso kwabo financially okwexeshana. Ukuba unayo abantwana kunye, kufuneka kuqhubekeka ukuxhasa abantwana benu emva divorcing. Yakho obligation ukuxhasa abantwana benu financially kuphela layo emva kokuba abantwana benu uzalise i-lokuqala imfundo leyo yenza kubo earn kwezabo ophilayo okanye xa baya khona isemthethweni adulthood. Ubungakanani alimony kwaye umntwana inkxaso intlawulo yi-kugqitywe nge-kwinkundla yomthetho ngokusekelwe cantonal izikhokelo.
Ukuba abantwana bahlale kunye omnye umzali, ukuba umzali ayikho kufuneka ahlawule umntwana inkxaso.
Ukuba ingeniso yakho ngu ngaphantsi kune cantonal"ubuncinane subsistence"umphakamo, awuyi kuba ngokuqhelekileyo obligated ukuhlawula umntwana inkxaso. Emva kokuba wokuqhawula umtshato, wena ayisasebenzi kuba naliphi na ibango ukuba ilifa ukusuka yakho ex-mlingane. Isizathu lento ukuba ufumana yakho share ka-umhlala-phantsi yexabiso kunye edibeneyo ipropati xa ufuna wokuqhawula umtshato. Abantwana bahlala ngokusemthethweni anelungelo lokuba zabo compulsory share ka-amafa emva nabazali babo wokuqhawula umtshato. Kwi rhoqo wokuqhawula umtshato iimeko, omabini amaqabane kufuneka iquke no izahlulo neenkqubo zomthetho ezingahlawulwayo. Inkundla imirhumo unako lula dibanisa ukuya kwi-eziliqela amabini francs Lawyer luhlomle kuwo imirhumo ingaba ngokuqhelekileyo eziliqela anamashumi francs ngeyure.
Ngelishwa, esemthethweni ye-inshorensi akusebenzi ngokuqhelekileyo ichaphazela wokuqhawula umtshato olunxulumene ezingahlawulwayo.
Abanye esemthethweni ye-inshorensi imigaqo-nkqubo ingaba kuzihlawula iindleko zasemthethweni luhlomle kuwo mayela marital umthetho, kwaye oku kunokwenziwa ngaphandle kwenu kakhulu imali ngexesha isemthethweni proceeding ezikhokelela ukuya kwi-wokuqhawula umtshato. Ungafumana le migaqo-nkqubo ngokukhetha i"Marital umthetho"icebo lokucoca phantsi"Isemthethweni lomeluleki umyalelo wokhuselo coverage"kwi-Swiss abaqondisi-mthetho isemthethweni umyalelo wokhuselo i-inshorensi uthelekiso. I-Swiss abaqondisi-mthetho magazine ibonelela oluchanekileyo, unbiased ulwazi izihloko enxulumene iimali kwaye imali. Ukongeza uphando kwaye ingcali interviews, magazine iqulathe numerous-mali izikhokelo.
Swiss abaqondisi-mthetho ubizwa Senegal u-geqe-intanethi uthelekiso inkonzo covering banking, i-inshorensi kwaye telecom.
